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Pen e-trade

Available on Applied

If you have any questions about our product, what's covered, limits, in fact, anything at all, get in touch

Email Us
You can find this EDI product on Applied.

Our cover is highly differentiated. Our wide footprint means we will quote on risks that e-traded systems normally exclude, for example, we can cover underpinned properties, listed buildings and buildings undergoing renovations or building works. Plus our enhanced policy wording offers higher blanket sums insured.

We know that e-traded products can seem generic, so we add value wherever we can, for example, your clients will benefit from excellent service from our UK claims team. And you'll find us easy to do business with: many non-standard risks will auto-rate; and where referral is needed to an underwriter, our in-house team's expertise makes them quick and flexible.

For full product details, you can download our policy wordings and summaries of cover from our website. For a smooth quotation journey we have also added the endorsement libraries.











.

Who Qualifies?

We cover households with up to five bedrooms including:
- Permanent homes
- Let properties, including students and DSS
- Unoccupied properties
- Holiday homes
- Weekend homes
- Weekday homes
- Homes used for business

We can also accommodate a wide range of occupant types including people with criminal convictions and people with adverse financial or insurance history.

If the risk doesn’t fit EDI, we have lots of alternative ways to provide a quotation so get in touch.

What's covered?

Our 12 month policy offers blanket sums insured on:
- Buildings up to £1M
- Contents up to £75K

Our offer includes optional covers:
- Accidental damage for selected occupants
- Worldwide cover on personal possessions on trips up to 60 days for permanent homes
- Pedal cycles
- Specified contents option

Does your client also need?

  • Specialist Home Buy online from Pen or trade with an underwriter Comprehensive cover for non-standard household risks
    View
  • Premier Home Pen Central Mid-net worth household cover from Pen's own e-trade platform
    View

Documents

  • Pen e-trade from Pen Download the information on this webpage as a brochure
  • Policy Wording Policies incepting on or after 01.07.21 but pre 01.04.23
  • Policy Wording Policies incepting on or after 01.04.23
  • Endorsement Library
  • Notice to Policyholders Policies incepting on or after 01.07.21 but pre 01.04.23
  • Frequently Asked Questions
  • Frequently Asked Underwriting Questions For Applied
  • Personal lines from Pen Solutions for brokers

Contacts

EDI referrals and enquiries
By Email Only
Email
Doesn't fit on EDI? Get a quote from an underwriter
01403 321007
Email
Claims

Need to report a claim? Call our specialist team 03450729957

Email

For activation call 01403 321372 or email us

Email Us

Added Value

Pen Central

e-Trading has a reputation for playing it safe, but that isn’t Pen’s approach

Learn More

Starter for 10: What is cyber insurance?

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Did you know Pen also offers:

Residential Let Property

e-Trade builds for software houses and brokers' own platforms

Learn More

Premier Home

Mid-net worth household cover from Pen's own e-trade platform

Learn More
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