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Premier Home

This product is e-Traded

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Our newest household insurance product not only offers excellent cover, but because it's available on our e-trading platform, Pen Central, brokers can instantly quote and bind cover.

Pen Central is full cycle so there's no need for re-keying at renewal or MTA.

We offer:
- Award-winning claims service
- Competitive pricing
- Some of the most generous insurance on the market - check our list of covers and see for yourself

Who Qualifies?

Designed for UK homes which need buildings insurance for up to £2.5M (any one property) and up to £500K for contents insurance, including non-standard properties such as:

- Part let
- Business use
- Clients with convictions
- Previous claims including flood and subsidence

What's covered?

- "All risks worldwide" insurance written on a sum insured basis
- Up to £2.5M buildings insurance on any one property (subject to inner sub-limits)
- Up to £500K contents insurance, with up to £25k for any one claim for wine and more
- Up to £10K for valuables within the contents sum insured
- Alternative accommodation for up to 3 years
- Up to £2.5K for damage by pets for every year of the policy
- Up £15K for post-claim disability refurbishment costs
- Up £2.5K to remove fallen trees blocking access
- Up to £50K for hired marquees
- Insurance for matching carpets in adjoining rooms, even if only one room is damaged
- Guaranteed cover for rebuilding costs for buildings surveyed by an independent chartered surveyor within the last 3 years (excluding Grade 1 listed properties)

What else is available on Pen Central?

  • Cyber Insurance Pen Central Quote and bind cyber cover in minutes on Pen's e-trade platform
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  • Specialist Home Buy online from Pen or trade with an underwriter Comprehensive cover for non-standard household risks
    View

Documents

  • Premier Home from Pen Download the information on this webpage as a brochure
  • Personal lines from Pen Solutions for brokers
  • Policy Wording
  • Insurance Product Information Document (IPID)
  • Products on Pen Central Information about Pen Central and its products

Contacts

Register for Pen Central
Email
Questions about this product?
01403 321193
Email
Claims

Insured by Pen and need to report a claim? Call our experts on 03448561193

Prefer to email us?

Email

Added Value

Pen Central

e-Trading has a reputation for playing it safe, but that isn’t Pen’s approach

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Get a cyber quote from Pen Central in 3 minutes

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Did you know Pen also offers:

Residential Property Investors

Enhanced protection for residential landlords

Learn More

Construction

Flexible, modular construction cover

Learn More
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