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Construction

Looking for a Construction quote?

Is your clients company turnover between £1-£10million? If so, let's see if we can provide a quote. Simply answer a few quick questions, and we'll let you know straight away if we can't quote. We will only ask for your client's full details if we're going to quote.

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Being construction insurance specialists, we know where building in something extra will create the most value for your client.

Take liability, we include as standard:
- Part Product Liability
- Fees charged by the HSE for on-site interventions
- Professional Negligence
- Environmental Impairment Liability - for when pollution isn't "sudden and identifiable"
- Flexible on work at hazardous locations
- Favourable and flexible BFSC condition

On contract works, we offer:
- Annual or project policies
- Limit of indemnity basis as opposed to site/contract limit
- Joint names/multiple insureds/vitiation clause
- ‘365 Days’ cover for completed speculative builds awaiting sale
- Optional defects extensions DE4 as standard, DE5 available.

On plant risks, we cover:
- Own plant "new for old" replacements up to 24 months
- Replacement hire costs following damage to owned plant
- Fuel in bowsers
- Incidental hire of own plant
- Plant on ‘free loan’ or demonstration
- Loss of Keys

You'll find us easy to do business with, our insurance can be offered on annual or single project basis and our quotes are exclusive.




.

Who Qualifies?

Companies with a minimum annual turnover of £1million. No height or depth limits. Special policy cover designed exclusively for CPA members. 70+ trades covered including:

- Groundworks, excavation and utilities contractors
- General builders and property developers
- Plant hirers
- Shop/office fitters
- Carpenters and joiners
- Electrical contractors
- Plastering and drylining
- Plumbing and HVAC

What's covered?

- Public & Products Liability
- Employers’ Liability
- Contract Works
- Own Plant
- Hired-in Plant
- JCT 6.5.1
- Terrorism
- Media Management Crisis Costs
- Property Owners' Liability
- Legal Expenses

Does your client also need?

  • Excess of loss - Liability Buy online from Pen or trade with an underwriter Excess layers for Public, Products and Employers Liability
    View
  • Professional Indemnity - General Professions Buy online from Pen or trade with an underwriter Tailored, high-quality cover for a range of professions
    View

Documents

  • Construction from Pen Download the information on this webpage as a brochure
  • A Complete Guide to Pen's Construction Insurance Download our full brochure
  • Construction Frequently Asked Questions
  • Six reasons to choose Construction cover from Pen 6 ways our covers are different
  • Construction Liability The important questions to ask
  • Contract Work and Plant Risks The important questions to ask
  • JCT Contract Clause 6.5.1 Proposal Form
  • Single Project Fact Find Everything we need to know in one easy form
  • Timber Frame Fact Find Everything we need to know in one easy form
  • Construction Fact Find Everything we need to know in one easy form

Contacts

Simon Foweraker
Managing Director - Construction
01992 449467
07768 925710
Email
Nick Read
Senior Underwriter - Construction
01992 449468
07858 365225
Email
Claims

If you are an Insurance Broker needing to report a claim please e-mail details here. If you have a question please call 01992 449468.

If you are a policyholder please contact your Insurance Broker shown on your Policy Schedule.

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Added Value

Rise Above The Rest With Pen's Construction Insurance

Construction Insurance that's built on experience

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Client testimonials

What do brokers think about Pen Construction?

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Find out more about our Construction Cover

Insurance that's built on experience

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We're looking for reasons to quote your liability business

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Frequently Asked Questions

Simon Badham answers some frequently asked questions about Pen's Construction Insurance cover

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Blog

Simon Foweraker explains how and why his team rebuilt Pen’s construction product in 2017

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Why choose Construction cover from Pen?

Every one of our covers offers more than the standard

Read More

Help us to help you

How to get the best terms on your contract works/plant risk

Read More

Are your client’s current Plant Hire policies suitable?

In this article, we’ll take a look at just what Plant Hire cover should include and why you should consider Pen’s policy.

Read More

Did you know Pen also offers:

Petrochemicals

Commercial combined cover for the petrochemicals industry

Learn More

Chemical Industries

Commercial combined cover for chemical industries

Learn More
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