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Motor Fleet for Hazardous Industries

Due to our industry knowledge and long standing relationships with A-rated capacity providers, we are able to offer comprehensive support to our brokers’ clients, with one of the most industry specific sets of policies in the market, with our in house claims specialists mitigating loss and protecting our mutual clients brand when the worst happens.

During our 30 year history, our product and proposition has continued to evolve, ensuring it remains relevant and tailored to the industries that we operate within and for the customer who we insure. We believe it is our experience and expertise, that makes us unique.

Who Qualifies?

Motor fleets with at least 25% of turnover relating to the carriage of hazardous goods and/or where tankers make up at least 25% of the fleet.*

Target industries include:
• Fuel & Oil
• Chemical
• Lubricant
• LPG
• Waste Oil and other “Wet” Waste
• Tank Installation
• Hazardous Goods Hauliers
• Tanker Hauliers
• Food & Beverage

* We can consider clients with between 10-25% Turnover and/or Tankers

What's covered?

• Liability arising out of accidental spillage or crossover of product during loading or
delivery either on or off the public highway, subject to driver error
• Liability for damages caused by accidental contamination of 3rd party product as a
result of driver negligence
• 3rd party property damage: commercial vehicles inc. hazardous goods £10m, cars
£50m and unlimited bodily injury
• New vehicle replacement within one year of registration where repair costs exceed 50%
of recommended retail price
• Full lease/residual value settlement basis in the event of total loss within one year of
registration up to a maximum of 20% of the market value shortfall
• Personal Accident/Legal Expenses as standard
• Hire of replacement vehicle following theft
• Environmental statutory liability up to £1m any one period of insurance
• Theft of keys up to £1,000
• Terrorism to £5m as standard
• Theft where keys have been left in the vehicle where required by the Fire Service.

We are able to provide Excess of Loss to cover up to £20m Third Party Property Damage & Terrorism.

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Documents

  • Motor Fleet for Hazardous Industries from Pen Download the information on this webpage as a brochure
  • Why Pen for Hazardous Goods, Tankers and Environmental Industries Download our interactive brochure
  • Pen Hazardous & Environmental Infographic Facts and stats about our team and the industry overall

Contacts

Graham Baker
Development Underwriter, Motor Fleet - Hazardous Goods & Environmental Industries
01372 869723
Email
New Business - Hazardous and Environmental Industries
Email
Claims

Need to report a claim? Call us on 01372 869 700

Claims are handled by our specialists with the utmost care and expertise

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New business?

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Added Value

Pen Hazardous & Environmental Industries - Think You Know What We Do?

Watch video

Pen Driver Training

Specialist driver training for commercial fleet operators and their customers, suppliers and contractors

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Pen works with OHES, one of the UK's leading environmental consultancies

Read more

Goods in Transit

Bespoke cover for the hazardous and environmental industries

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Vehicles Weaponised By Terrorists – Are You Covered?

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Did you know Pen also offers:

Petrochemicals - Ireland

Commercial combined cover for the petrochemicals industry

Learn More
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